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  1. Join Date
    Aug 2013
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    45
    #11
    Quote Originally Posted by ronw123w124 View Post
    I assume you'll be financing the car since you're asking for the cost of chattel mortgage fee and since its part of the freebie, I assume na in house financing kayo sa dealer sir. If I were you, I'd shop around different banks for the best interest rates, mataas kasi ang interest kapag in house financing, I can safely say na yung mga freebies mo eh binayaran mo rin yan sa laki ng interest ng mga car dealers.

    Tama ka bro, that is my plan. Bank financing talaga kasi alam ko taga sa interest pag in-house.
    Nga lang ung SA ko may sinasabing ung ibang banks kaya i-PO ung freebies na inooffer ng dealer nila for inhouse, depende sa usapan.
    In short, there is a chance i can still get some freebies that are exclusive for In-house customers, kahit bank financing piliin ko.

  2. Join Date
    Aug 2013
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    45
    #12
    Quote Originally Posted by maclab View Post
    Tama ka bro, that is my plan. Bank financing talaga kasi alam ko taga sa interest pag in-house.
    Nga lang ung SA ko may sinasabing ung ibang banks kaya i-PO ung freebies na inooffer ng dealer nila for inhouse, depende sa usapan.
    In short, there is a chance i can still get some freebies that are exclusive for In-house customers, kahit bank financing piliin ko.

    Ung Chattel mortgage pala, parang hindi free sa Bank financing kaya gusto ko malaman din ung average price nya for a subcompact car.

  3. Join Date
    Jul 2011
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    1,711
    #13
    Quote Originally Posted by maclab View Post
    Yes, i get your point totally.. i'm thinking about situation kasi na 2 dealers are offering different set of freebies, being all others equal.
    Kumbaga icing on the cake, so why not take advantage.

    ung ibang kakilala ko e nagsisi sa free tint ng casa, kaya nung makaluwag e pinatangal nila at nag upgrade.

    meron din naman ibang tint na offered sa casa, try mo haggle na ung ibang freebies ay hindi mo na kukunin pero ung better quality tint ang ikabit sa ride mo.

  4. Join Date
    Aug 2013
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    45
    #14
    Quote Originally Posted by Manilablock View Post
    ung ibang kakilala ko e nagsisi sa free tint ng casa, kaya nung makaluwag e pinatangal nila at nag upgrade.

    meron din naman ibang tint na offered sa casa, try mo haggle na ung ibang freebies ay hindi mo na kukunin pero ung better quality tint ang ikabit sa ride mo.
    thanks for the tip, mas preferred ko nga na konti freebies basta may quality.
    Ano bang magandang tint? brand and model/type if you can suggest. 3M lang kasi alam ko eh.. hehe.

  5. Join Date
    Jul 2010
    Posts
    844
    #15
    Quote Originally Posted by maclab View Post
    thanks for the tip, mas preferred ko nga na konti freebies basta may quality.
    Ano bang magandang tint? brand and model/type if you can suggest. 3M lang kasi alam ko eh.. hehe.
    Vkool tint syempre kaso mahal. 3M na orig ok na rin. Dami raw kasing fake, dont know how to tell.

    Go for bank financing. Chattel Mortgage depende sa amount ng loan mo. Nasa 2% lang yata ng loaned amount. Di yun free sa banks. Pero syempre pag inhouse, cocomputan ka nila ng malaking ng chattel mortgage tapos sasabihin nilang free. Nung kinumputan nila ako dati, more twice ng CM sa banks.

    Interest rates sa inhouse is around 5% higher than PO. Just do the math, computin mo kung san ka nakamura in the long run.

  6. Join Date
    Aug 2010
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    3,527
    #16
    Quote Originally Posted by boytsiks View Post
    Vkool tint syempre kaso mahal. 3M na orig ok na rin. Dami raw kasing fake, dont know how to tell.

    Go for bank financing. Chattel Mortgage depende sa amount ng loan mo. Nasa 2% lang yata ng loaned amount. Di yun free sa banks. Pero syempre pag inhouse, cocomputan ka nila ng malaking ng chattel mortgage tapos sasabihin nilang free. Nung kinumputan nila ako dati, more twice ng CM sa banks.

    Interest rates sa inhouse is around 5% higher than PO. Just do the math, computin mo kung san ka nakamura in the long run.
    Most casas partner with accessory shops to offer their "freebies" naman. For example, anybody who avails of 3M Tints from Quezon Avenue dealerships (ex. Honda, Toyota, Mitsubishi) are referred to Winterpine Marketing in Araneta Avenue.

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