lost chattel mortagge paper, OR & CR

**shadow** · September 4th, 2006 02:57 PM

ano ba dapat gawin or ano requiremnts kailangan para makakuha ulit ng copy? another thing is yun car is naka financing sa bank but then tapos na yun payment last january so nakuha ko na release paper and napacancel ko na rin sa register of deeds yun chattel mortgage the problem is hinde ko pa napaalis yun encumbered sa CR, ngayon nawala lahat cancellation of chattel mortgage paper with notary, original CR & OR , two weeks ago ko lang kasi napansin na nawala yun mag renew na ako ng insurance, about namn sa hinde ko pinaalis kaagad yun encumbered gagawin ko dapat sa renewal na lang ng registration para isang gastos na lang, nayon hinde ko na makita mga papers, pwede ba kumuha ulit sa bank ng chattel mortgage copy then pa cancel ko ulit sa RD? or sa RD ako dapat kumuha ng copy? or sa notarary public where I have it notarize? then paano sa LTO naman? thanks I really need help ...thanks

**1D4LV** · September 5th, 2006 03:41 PM

merong copy bank nyan. you can just ask them for a copy.

**midinite** · September 25th, 2006 08:51 PM

Originally Posted by happy_gilmore

merong copy bank nyan. you can just ask them for a copy.

paano kung old car at namatay ang mayari at nawala ang papers. may plate and sticker naman?

**1D4LV** · September 26th, 2006 08:47 AM

Originally Posted by midinite

paano kung old car at namatay ang mayari at nawala ang papers. may plate and sticker naman?

same. if it is still under mortgage, and the mortgage is still not released, the papers are still in the bank.
or LTO has a copy of the CR which is "encumbered to" the mortgagor.

**benethon** · October 26th, 2009 05:25 PM

Originally Posted by 1D4LV

same. if it is still under mortgage, and the mortgage is still not released, the papers are still in the bank.
or LTO has a copy of the CR which is "encumbered to" the mortgagor.

Nawala yung CR.. pinunathan yung LTO, kumuha daw kme ng copy sa register of deeds. sabi naman dun e kumuha kame sa bank - BPI Paseo. pagdating sa BPI sabi e shin-shred na raw nila document na more than 5 years. San pa kaya pwedeng makakuha nun?

**boybi** · October 26th, 2009 05:29 PM

Originally Posted by shadow

ano ba dapat gawin or ano requiremnts kailangan para makakuha ulit ng copy? another thing is yun car is naka financing sa bank but then tapos na yun payment last january so nakuha ko na release paper and napacancel ko na rin sa register of deeds yun chattel mortgage the problem is hinde ko pa napaalis yun encumbered sa CR, ngayon nawala lahat cancellation of chattel mortgage paper with notary, original CR & OR , two weeks ago ko lang kasi napansin na nawala yun mag renew na ako ng insurance, about namn sa hinde ko pinaalis kaagad yun encumbered gagawin ko dapat sa renewal na lang ng registration para isang gastos na lang, nayon hinde ko na makita mga papers, pwede ba kumuha ulit sa bank ng chattel mortgage copy then pa cancel ko ulit sa RD? or sa RD ako dapat kumuha ng copy? or sa notarary public where I have it notarize? then paano sa LTO naman? thanks I really need help ...thanks

May copy ang Registry of Deeds ng Release of Mortgage. Just ask for a Certified True Copy from them and present it to the LTO.

As for your lost CR & OR, affidavit of loss ang kelangan mo. Mas maganda kung may hawak kang photocopy ng CR & OR para mas mabilis ma-trace yung file mo, pero since computerized naman na ang LTO, baka pwede na siguro kahit sabihin mo nalang plate number mo.

**boybi** · October 26th, 2009 05:35 PM

Originally Posted by benethon

Nawala yung CR.. pinunathan yung LTO, kumuha daw kme ng copy sa register of deeds. sabi naman dun e kumuha kame sa bank - BPI Paseo. pagdating sa BPI sabi e shin-shred na raw nila document na more than 5 years. San pa kaya pwedeng makakuha nun?

Bumalik ka sa Registry of Deeds, sabihin mo kelangan mo ng Certified True Copy galing sa kanila, hindi naman maibibigay ng Bank yun. Tamad lang sila mangalkal.

**MAXBUWAYA** · October 26th, 2009 05:58 PM

Doughnut forget Photocopy ng ID kung kanino man nakapangalan iyan

**benethon** · October 27th, 2009 12:59 PM

Originally Posted by boybi

Bumalik ka sa Registry of Deeds, sabihin mo kelangan mo ng Certified True Copy galing sa kanila, hindi naman maibibigay ng Bank yun. Tamad lang sila mangalkal.

thanks. Baka kelangan pa magbigay ng gift or pang meryenda para magkalkal dun ah. tsk tsk

**downshift2** · October 27th, 2009 01:11 PM

Kung may photocopy ka ng cancellation of mortgage, makakakuha ka ng certifierd true copy sa Register of Deeds.Kung wala naman hindi ka makakakuha kasi hindi nila alam saan kukunin at hahanapin yun,kahit ibigay mo pa plate number at xerox copy ng OR CR hindi gagalaw yun .. They need the book number, page # etc. Get a second copy from the bank, it takes about 7 working days( sa BPI Family yan ha).Pag nakuha mo na punta ka sa RD bayaran mo.And then apply ka sa LTO, you need a notarized affidavit of loss and 2 valid ids nung may ari.