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Verified Tsikot Member
- Join Date
- Feb 2009
- Posts
- 55
October 21st, 2011 02:22 PM #11
i used to be a sales agent for one of the brands you have mentioned and the 99k dp is a "come on" strategy. now im doing freelance car broker service for every brand while working for US autoparts as well. sometimes it will appear as a 15% dp which most if not none gets to have an approval of. the logic is... if its low dp then your monthly ammortization rises. if you have the capacity to pay a large amount in a monthly basis then why would you only spare a small amount for dp? so its a paradox on its own. dealerships will ask for you to apply for a financing deal for 15% dp and then youll be surprised that they will tell you that you cant get approved for 15% dp... but the good news is you are approved for a 20%- 30% dp. though a financing approval isnt a commitment, it does fuels your desire to get it done. the low dp that most of the time is advertised is just the low dp for the unit itself, although sometimes they advertise it as an "all-in" package, but then again as you have calculated, you will still be paying for these inclusions in the long run. theres nothing wrong with it since you are actually borrowing money from a financing institution and since its a business it must come with a price.... but then again theres a "work around" it.
Kwento ng katrabaho ko, meron daw sya officemate dati na Italiano na tinanong daw bakit...
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