Car Insurance choices

[dr. d]

Better check your insurance policy. It should be participation fee per incident if this is not the case then don't get insurance from them.

that is correct.
if it is not stated, which i doubt, the common-law policy is to favor the costumer.

they used to have this "hilamos special", costing 26K.

[carxynogen]

Parang per panel din ata sa akin.
FPG insurance company.
Sana may makapag confirm na existing owners na may FPG.

[Papajamba]

Parang per panel din ata sa akin.
FPG insurance company.
Sana may makapag confirm na existing owners na may FPG.

FPG sa akin and fixed participation fee of 4k sa akin. Paid that amount lang when nabangga ako sa likod na palit rear bumper and 1 panel repair.
FPG under ichoose ako at ichoose lahat nagayos ng papers. Took them 1 week lang for approval. No need to talk to fpg.


Sent from my iPhone using Tapatalk

[Syuryuken]

compre bundled with life insurance from cocolife sinong nag-avail na? 2,000 lang for 1 year 1M ang coverage.

[ninjababez]

Baka kay Archerfish lang yung easy claims. Alam mo naman yan.

possible bro

[Deestone]

You could also get quote from moneymax they will give you choices from at least 3 insurance companies then you will choose which one got a better deal.

Sent from my SM-N910C using Tsikot Forums mobile app

[carxynogen]

FPG sa akin and fixed participation fee of 4k sa akin. Paid that amount lang when nabangga ako sa likod na palit rear bumper and 1 panel repair.
FPG under ichoose ako at ichoose lahat nagayos ng papers. Took them 1 week lang for approval. No need to talk to fpg.


Sent from my iPhone using Tapatalk

Same lang din sa akin. From ichoose ako kumuha fpg insurance. Nag request pa nga ako ng additional discount for compliment as new customer nila. 500 lang binigay na discount. Check ko nga ulit policy if per accident ba talaga. Good to know per accident po yung sa FPG.


Sent from my iPhone using Tapatalk

[Papajamba]

Same lang din sa akin. From ichoose ako kumuha fpg insurance. Nag request pa nga ako ng additional discount for compliment as new customer nila. 500 lang binigay na discount. Check ko nga ulit policy if per accident ba talaga. Good to know per accident po yung sa FPG.


Sent from my iPhone using Tapatalk

You can text/viber lang ang ichoose agent. Super bilis magreply.
May free dashcam din for every policy


Sent from my iPhone using Tapatalk

[papi smith]

With the one I have right now, Nica of PhilBritish, I have two panels damaged plus the rear wheel. I only paid the participation fee plus the one charged by the dealership, which is expensive, and I forgot what's it called, deductible or something. Overall cost is almost 10,000 Pesos.

Is this a more than 5 year old car? Then it must be depreciation, i don't think there should be any other charge aside from participation if this is below 5 years old.

[dr. d]

depreciation charge is for damaged parts that are replaced by brand-new parts.
there is no depreciation charge kung pinukpok, minasilya At pininturahan lamang ang piyeza.