Results 131 to 140 of 141
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Verified Tsikot Member
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- Nov 2019
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October 5th, 2022 07:42 AM #131Good if na specify talaga dyan.
Eto lang talaga naka specify sa akin.
Ini insist talaga nila na every loss is per panel.
Due to their insistence based on their experience daw on all insurance companies, per panel daw talaga.
Need to switch to another broker/agent na.
Deductible : - Own Damage & Theft/Acts of Nature/ RSSC: Fixed PHP 3,000 on each and every loss
Authorized Repair Limit: Deductible + Towing (Php500.00)
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Tsikoteer
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- Jul 2009
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October 5th, 2022 10:18 AM #133same here per incident ang alam ko. kung ganyan better nga lipat na lang ng insurance.
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Tsikot Member Rank 2
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October 5th, 2022 10:24 AM #134+1000 on this.
Minsan ginagawa ng ahente yan para less trabaho sa kanya. Afterall, nakuha na niya comission nya sayo.
Read the policy
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Verified Tsikot Member
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- Nov 2019
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October 6th, 2022 06:12 PM #135Just an update.
Inquired another agent which offered Standard Insurance.
She confirmed per accident yung per loss sa Standard policy.
It's time to switch to another agent.
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Verified Tsikot Member
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October 6th, 2022 07:48 PM #136Good to hear you are at least sorted with the new policy. But I am really surprised there are really people (in the insurance business) who will insist on such arrangement (or actually make the contract "per panel").
At any rate, since resolved na, never again lang and word of caution. For new car owner na first time makakuha ng policy, make sure na lang din na hindi sila mabudol na ganun yung terms. Kung insist si insurance company/agent, next offer na lang.
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October 9th, 2022 05:18 AM #137
Di ko pinansin yung "per panel" before, BPI MS per panel din.. Dahil packaged sila nung loan ko, kahit tapos na tinamad na ako maghanap kaya sa BPI MS pa din ako nag-renew..
Ang iniisip ko kasi nun, hindi naman ako mababangga kaya di ko naisip na importante.. Kailangan ko na pala maghanap ng iba..
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Tsikoteer
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October 9th, 2022 08:55 AM #138
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October 9th, 2022 10:25 AM #139
Second ka na na nabasa ko na per panel ang singil ni BPI MS, I wonder, mura ba ang premium ng per panel and participation? And naka specify ba sa policy na per panel? Normal premium rates range from 1.5 - 2.0% of insured amount inclusive of taxes. So papatusin ko lang ang per panel participation pag kalahati lang ng usual premium ko ang offer.
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October 9th, 2022 11:39 AM #140
samin doc sinasabihan kami "mag nilay nilay" - be quiet. Bawal magsaya (common sense) and music or...
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