Results 91 to 100 of 141
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June 9th, 2021 11:19 AM #91
But if surplus no depreciation charge anymore.
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June 9th, 2021 01:30 PM #92
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June 9th, 2021 01:40 PM #93
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June 9th, 2021 04:15 PM #94
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June 9th, 2021 06:49 PM #95
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June 9th, 2021 07:45 PM #96I've never encountered nor has my family (parents) a comprehensive insurance coverage that is "per panel". The standard as stated by others is "per incident".
So say i get side swiped and it hits a lot of panels on the right side of the vehicle. all related repairs for that fall under 1 incident and 1 participation fee max will be charged. However, if in the course of the claim, I decide the apply for repair for something on the left side (late filing for another incident as an example), then that will fall under a 2nd incident with its accompanying participation fee for said incident.
Perhaps you can review your insurance policy. Heck, I'd much appreciate to see how a "per panel" coverage is worded so I know how it is phrased to avoid it.
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June 9th, 2021 09:04 PM #97
Ang hirap naman ng per panel, pano kung total wreck, ilang panels ba meron ang kotse, ung glass, counted din ba as panels? Piano bumpers, panels din? Lights, side mirrors, and the list goes on, babaratin na nga ang value ng kotse mo, babananatan ka pa ng isang katerbang participation fee
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June 9th, 2021 09:33 PM #98panel ang binibilang, because many painters paint the entire panel, even if only a portion of it is damaged.
but any and all other parts installed therein are individually accounted for, for depereciation charges.
total wreck? they have a definition for it. their policy has something to say about total wreck.
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June 9th, 2021 09:51 PM #99
Sa buong buhay ko ngayon nga lang ako nakarinig ng per panel
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June 9th, 2021 10:57 PM #100
as an aside, in the olden days, anyone who does not move 'ala luksa during Holy Week, especially...
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