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May 21st, 2018 02:49 PM #61Anyone from RCBC or knows someone from RCBC who can provide 23% bank financing?
Thanks!
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May 22nd, 2018 09:57 AM #63Ask ko lang.. may idea ba kayo ng bracket ng rates ngaun? Ung mga posted ba sa sites ng mga bank reliable? Naginquire kasi ako via email sa iba ibang banks, pero wala bumalik pa sa akin na quote except dun sa bank na may account ako.
Nagpaquote ako sa Chinabank, 27.27% pag 5 yrs to pay. Hindi ko pa macompare sa iba kasi nasa abroad aq. Pero ung 3 yrs nasa 14.78%, okay na kaya na deal un sa ngaun?
Parang sa mga nakikita kong posts ang bababa ng rates
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July 17th, 2018 10:41 PM #64I got this Low Downpayment sa Hyundai na 58K for Grand Starex TCI 2.5 M/T 10 seaters ask ko lang po is possible ba sa Bank Financing ang ganyang downpayment?
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July 21st, 2018 06:18 AM #65
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July 21st, 2018 07:43 AM #66
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October 20th, 2018 03:15 AM #67
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November 17th, 2018 09:20 PM #68Hi mga sir newbie here. I am planning to get Fortuner G MT. I was already approved in RCBC and below is the loan terms approved by bank (right side) and left side is quotation from dealer (Toyota Financing Services)
1.592M SRP: 1.592M
400K DP: 400K
60 mos Term: 60 mos
1.192M Loan Amount: 1.192M
25,005 MA: 25,581
25.85% Interest: 28.76%
10,800 (Free) LTO: Not mentioned*
39,066 Insurance: 33,267
40,008 CM Fee: 23,617
(60,000) Discount: (90,000)
419,074 Net Cash Outlay: 366,884
If we sum-up the foregoing options
a. TFS:
MA 25,005*60=1,500,300
Plus initial cashoutlay: 419,074
Total payments: 1,919,374
b. RCBC:
MA 25,581*60=1,534,860
Plus initial cashoutlay: 366,884
Total payments: 1,901,744
Plus LTO registration*: 10,800 (approx based sa dealer quote)
*From what I understand, if I opt bank financing, kami magpaprocess ng LTO kaya walang nilagay si RCBC na amount, tama po ba? So additional cash payment ito from us?
According sa bank, same freebies pa din naman daw makukuha as offerred by the delaer.
And according sa SA from dealer, same din daw freebies ibibigay even if we opt bank financing. Hindi po alam ni SA na may approval na ako sa bank. As per my observation hindi naman gano nagkakalayo ung figures. To be honest, I want convenience kasi right now nasa abroad ako and this coming January uuwi ako gusto ko sana marelease na ung unit before ako umuwi or during bakasyon ko. I think more convenient if in-house nalang ako kukuha based sa foregoing? Please give your insights mga sir.
Maraming salamat!
agree... but I don't think its the "T" Badge. kasi the Livina at 1.2M is basically the old...
All New Toyota Corolla Cross