Buying my first car in 2020

**jut703** · October 23rd, 2020 03:12 PM

Usually sinasabi na dapat secondhand car kasi mababangga mo rin naman.

Eh pag brand new covered naman yan ng insurance. Same lang bayad whether matotal wreck mo or magasgasan mo lang. For a typical sub-1M car nasa 4k ang participation which is fair tuition for you to learn from.

Also, bnew cars have far less things breaking down. Not everyone wants to be mechanically-inclined - vast majority of people aren't passionate with cars so di nila gusto matuto. Mas gusto nila yung hindi nasisira, at kung masira man, madali ipagawa.

That's why super mas mabenta ang low-down bnew cars vs secondhand cars even if they're cheaper.

Best-case scenario is to buy a 1-3 year old car which is practically brand new but much cheaper. But even then, most buyers don't want the hassle of looking for a good deal pa. At least sa showroom, straightforward.

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**GTi** · October 23rd, 2020 03:54 PM

Originally Posted by stabot

Hi im planning to buy a car. my options are Toyota wigo automatic, Hyundai Eon, and Suzuki Swift.

i prefer 2nd hand kasi beginner lang ako. pero okay lang din ang brand new basta di lalagpas ng 650k.

yan ang napili kong cars kasi yan lang kakasya sa harap ng bahay namin.

pwede ba kayo mag recommend ng iba pa? kasi limited lang ang alam ko sa cars. thank you.

Right now, madaming may big discounts. Normally, I would suggest yung 1-2 year old car para mabawasan ang malaking depreciation. Pero sa laki ng discounts ng ibang dealerships, baka patas na sa 1-2 year old 2nd hand ang presyo. Ang alam kong malaking discount yung Mirage at Almera. But definitely Almera between the two.

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**tarzegetakizerd** · October 23rd, 2020 04:04 PM

Originally Posted by GTi

Right now, madaming may big discounts. Normally, I would suggest yung 1-2 year old car para mabawasan ang malaking depreciation. Pero sa laki ng discounts ng ibang dealerships, baka patas na sa 1-2 year old 2nd hand ang presyo. Ang alam kong malaking discount yung Mirage at Almera. But definitely Almera between the two.

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Pag 1-2 year old cars, dapat icash na, no? di ba mas mahal ang financing kapag second hand cars?

**jut703** · October 23rd, 2020 04:06 PM

Originally Posted by tarzegetakizerd

Pag 1-2 year old cars, dapat icash na, no? di ba mas mahal ang financing kapag second hand cars?

Higher interest for secondhand cars vs bnew cars but if you're just taking out a 3-year loan, mas mura pa rin kumuha ng secondhand car.

Cash is king of course but not all have cash.

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**jedidrs** · November 15th, 2020 03:01 AM

hi, i can finally avail my company’s car plan with a 900k budget. i’m choosing between honda city 2021 RS (magdadagdag nalang) or a 2nd hand 2019 civic. any thoughts?

open for suggestions on other models too. i’m currently using a 2009 altis AT

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**StockEngine** · November 15th, 2020 03:10 AM

Originally Posted by jedidrs

hi, i can finally avail my company’s car plan with a 900k budget. i’m choosing between honda city 2021 RS (magdadagdag nalang) or a 2nd hand 2019 civic. any thoughts?

open for suggestions on other models too. i’m currently using a 2009 altis AT

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I'd rather get the Geely Coolray. They have discounts now so its within your 900k budget.

**ray_noel** · November 15th, 2020 03:30 AM

Originally Posted by jedidrs

hi, i can finally avail my company’s car plan with a 900k budget. i’m choosing between honda city 2021 RS (magdadagdag nalang) or a 2nd hand 2019 civic. any thoughts?

open for suggestions on other models too. i’m currently using a 2009 altis AT

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How far can you go to for dagdag na lang? This is so we can list all the possible cars which you max budget can avail...

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**jedidrs** · November 15th, 2020 04:26 AM

Originally Posted by jedidrs

hi, i can finally avail my company’s car plan with a 900k budget. i’m choosing between honda city 2021 RS (magdadagdag nalang) or a 2nd hand 2019 civic. any thoughts?

open for suggestions on other models too. i’m currently using a 2009 altis AT

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i was actually considering this and the MG ZS but my folks are still biased against chinese cars, just to save time on the argument i’m leaning towards the more mainstream brands here in PH

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**jedidrs** · November 15th, 2020 04:29 AM

Originally Posted by ray_noel

How far can you go to for dagdag na lang? This is so we can list all the possible cars which you max budget can avail...

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the additional 150k on the city RS is my max and there’s really no more room for any other given the budget constraints... i really wanted the kia seltos, but it’s too out of budget

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**bxr monkey** · November 15th, 2020 09:21 AM

Originally Posted by jedidrs

the additional 150k on the city RS is my max and there’s really no more room for any other given the budget constraints... i really wanted the kia seltos, but it’s too out of budget

Kia Stonic, baby brother ng Seltos.