Monthly cost of owning a car.

[chard23]

Hi mga kaTsikot,

Gusto ko sana bumili ng car for transportation and security na din. Mahal kasi ng taxi ko lagi pag uuwi. 250-300
May pambili naman ako, at balak kong bilhin is VIOS 2005 1.5 G AT. Ang tanong ko lang is magkano ba gastos buwan buwan para imaintain ang isang sasakyan pwera sa gasolina? TIA!

[kinyo]

kung magtabi ka P1k a month ... pwede na siguro yun

[chard23]

Hehehe wala na po ba iba gastos? Gusto ko sana magibg prepared sa pag bili ko. Sana ganyan lang hahah :p

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[glenn manikis]

when buying second hand cars.... prepare at least 50K-70 for repairs..... spread out yan for a year.... kung nasa 7 years na ang na bile mo due for replacement na ang timing belt (100k kms.), ac compressor, bearings, shocks, suspension, tires, battery...

[Bin Diesel]

Relatively bago pa naman yan kaya ok na nga siguro yung 1000 to 1500 every month na ipon para sa eventual maintenance ng kotse. Sa gas naman ako nasa 5k ang gastos ko sa gas wala pa yung tollgate and parking.

[Retz]

aside from gas, ung average cost of PMS would range from Php2k-5k more or less which is every 6months or 10K odo reading.

[Noel Salisipan]

Hehehe wala na po ba iba gastos? Gusto ko sana magibg prepared sa pag bili ko. Sana ganyan lang hahah :p

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Mostly PMS lang yan pag bago kaya ok na rin ako sa 1000 every month.
Pwede mo ring dagdagan ng 500 para sa miscellaneous gaya ng car cleaning kit, humidifier, tools na pwede mong ipundar ng pa-unti unti (air pump, gauge, wrench, vacuum cleaner...).

[yebo]

nasa name mo na ba ang or/cr pag bigay ng keys sa iyo? if not then you will have expenses in transferring it to your name.

how many kilometers per day ba ang drive mo? minimum gastos mo will be change oil every 6 months/5000 km so kung more than 5000 km in 6 months then yun ang pagbasehan mo magkano gastos sa maintenance. assuming in good condition ang car ha. oil change, semi-synthetic plus oil filter nasa 3k lang yan, so P500/month.

for the first 6 months siguro medyo mapapagastos ka kasi there will be things you should do to really be able to trust your car. change the oil, oil filters and fuel filter na agad, don't trust the old owner even if he says he maintained the car up to the end (who would when he knows he will be selling it na?) you should have the brakes inspected (brake pads, disk, drums) and flush the brake system so you know you have clean brake fluid in there. flushing ng brakes will cost approximately P1-1.5k. then have the cooling system flushed, coolant lang naman yan saka konting labor, pwede na nga ikaw lang. check mo din ang battery, there should be a stamp on the battery when it was sold. kung 3 years na then you should budget for its replacement already. have an electrician check the charging system na din. papalitan mo na din mga fuses, mura lang mga yun. or at least have a set of replacement fuses in your car all the time just in case a fuse blows. and make sure you ask the electrician where those fuses are located.

normally for a 7 year old car di naman mahal i-maintain yan kung naalagaan ng dating may-ari. i had a 8 year old car before, oil change and filter change lang gastos ko. besides battery every 3 years ang ibang gastos ko e gulong na pinalitan ko after 6 years.

[chard23]

Salamat sa mga reply sirs!

Siguro mejo dagdagan ko budget ko pagkabili ko para jan sa mga gagastusin sa simula hehe. Gawa ako checklist para makita ko kung magkano gastusin hehe. :thumbup:

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[dr. d]

i had my diesel innova since 2005, brand new. i computed my costs, excluding gas, and it cost me about 3K a month.
this included expenses for oil change every 5K, 4 new tires, 3 batteries, annual registration fees and comprehensive insurance, and a new alternator.
if i remove the compre insurance, my monthly will be down to 1.3K..
my mileage is about 800-1000 km a week. my innova gives me 10-11 km/li. at today's prices, that's about 3.5K a month for fuel.

[chard23]

i had my diesel innova since 2005, brand new. i computed my costs, excluding gas, and it cost me about 3K a month.
this included expenses for oil change every 5K, 4 new tires, 3 batteries, annual registration fees and comprehensive insurance, and a new alternator.
if i remove the compre insurance, my monthly will be down to 1.3K..
my mileage is about 800-1000 km a week. my innova gives me 10-11 km/li. at today's prices, that's about 3.5K a month for fuel.

Thanks DR.d
Yung comprehensive insurance ba eh dapat kuhain? :D

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[niky]

Your cost per kilometer will depend on how old or new your car is. For a new car, excluding gas, it can be from 3 to 7 pesos per kilometer. For an older car, maybe 2 pesos or so.

Then add gas... then insurance and registration, which are fixed irregardless of mileage. Buy a used Vios and it will definitely be cheaper than taking the taxi... but by how much depends on how far you commute every day.

[Deobulakenyo]

Your cost per kilometer will depend on how old or new your car is. For a new car, excluding gas, it can be from 3 to 7 pesos per kilometer. For an older car, maybe 2 pesos or so.

Sir niky, i didn't get this? What do you mean by this?

[_Qwerty_]

if you do 10,000kms per year so that's 10T x 3 = 30T or 10T x 7 = 70T per year.. so it's between 30T to 70T per year for the cost of owning a car, which includes maintenance, insurance, etc.

Sir niky, i didn't get this? What do you mean by this?

[Ry_Tower]

Cost owning a car per kilometer is between P5-7 depending upon age from where I previously work. This includes the depreciation computation. Sayang I wasn't able to get the file.

[sirkosero]

i think what niky meant by cost per km is the purchase price divided by the km used.

for my case, i bought my car at 575k and has been using this for 50k kms for 4 years. that gives me 11.5 pesos for every km i traveled.

if i continue to use my car for an additional 50k kms, my cost of per km becomes p5.5

cost per km + maintenance cost (spares,tires etc) + operating cost (gas) = total ownership cost.

[_Qwerty_]

pano pag brand new? wala pa km used yun.. niky said the cost per km increases depending on how new the car is..

i think what niky meant by cost per km is the purchase price divided by the km used.

for my case, i bought my car at 575k and has been using this for 50k kms for 4 years. that gives me 11.5 pesos for every km i traveled.

if i continue to use my car for an additional 50k kms, my cost of per km becomes p5.5

cost per km + maintenance cost (spares,tires etc) + operating cost (gas) = total ownership cost.

[sirkosero]

pag brand new at wala pa mileage, then we get the actual cost of the car as the cost per km.

we can equate the "newness" of the car based on its mileage. i did not factor the depreciation in the computation to keep things simple.

[dr. d]

Thanks DR.d
Yung comprehensive insurance ba eh dapat kuhain? :D

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yikes! i made a mistake! my mileage is 800-1000 km a MONTH.
i bought my car, cash. it's entirely my choice whether i get a compre or i settle for the required TPL. for those who buy on installment, i think they are "strongly urged" to get compre... i don't really know..

[_Qwerty_]

pag naka loan.. required ang comprehensive insurance.. kahit cash purchase.. it's still advisable to get comprehensive at least for the next 3 to 5 yrs.. it's better to have it and not use it.. than to need it but dont have it..

yikes! i made a mistake! my mileage is 800-1000 km a MONTH.
i bought my car, cash. it's entirely my choice whether i get a compre or i settle for the required TPL. for those who buy on installment, i think they are "strongly urged" to get compre... i don't really know..